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| PM Vishwakarma Scheme | |
|---|---|
| Country | India |
| Prime Minister(s) | Narendra Modi |
| Ministry | MSME |
| Launched | 17 September 2023 Coimbatore[1] |
| Status | Active |
| Website | pmvishwakarma |
Pradhan Mantri Vishwakarma Kaushal Samman Yojana (transl. Prime Minister's Artisan Skill Honoring Scheme) or simply PM Vishwakarma Scheme[2] was launched by Ministry of Micro, Small and Medium Enterprises on 17 September 2023 to offer comprehensive assistance to artisans and craftspeople who work with their hands and tools.[3][4][5]
Overview
[edit]It was proposed to support more than 3 million families through the scheme with a budgetary allocation of ₹130 billion (US$1.5 billion) between 2023-24 and 2027-28.[6][7] In the first year of its launch, 2.1 million applications were submitted.[8] As of 3 November 2024, a total of 25.8 million applications have been submitted, of which 2.37 million applicants have successfully registered after undergoing the required verification process.[9][10]
The scheme is dedicated for the people those who are carpenter, boat maker, armourer, blacksmith, locksmith, goldsmith, hammer & tool kit maker, potter, sculptor, cobbler, mason, basket/mat/broom maker, traditional doll & toy maker, barber, garland maker, washerman, tailor or fishing net maker. However, it is restricted to only one person per family.[11][12]
Features
[edit]The scheme offers two training options: a five-to-seven day course focused on basic trade skills to improve quality, productivity, and efficiency, and a more in-depth 15-day program designed to refine existing skills and introduce innovative techniques, potentially leading to the creation of higher-value products and services. Participants in both programs receive a ₹500 daily stipend. It also offers a tool kit incentive of e-vouchers worth up to ₹15,000; a digital transaction incentive of Re 1 per transaction (up to 100 transactions monthly); and promotional support from the National Committee for Marketing (NCM) encompassing quality certification, branding, promotion, e-commerce integration, trade fair participation, advertising, and publicity. The program combines skill development with practical support to empower artisans and craftspeople.[13][14][15]
Moreover, It offers collateral-free business development loans. Beneficiaries can access 1 lakh initially, with repayment starting after 18 months, and a subsequent 2 lakh loan after that, repayable over 30 months. The interest rate for beneficiaries is 5%, with the government covering up to an additional 8% of interest. The government also pays the credit guarantee fees.[16][17]
Criticism
[edit]The Tamil Nadu government refused to implement the scheme marking it as "casteist".[18] Later, they suggested to modify the existing structure of the scheme which is based on applicant's family background instead of occupation.[19][20]
References
[edit]- ^ "PM Vishwakarma Scheme launched in Coimbatore". The Hindu. 17 September 2023. Retrieved 10 February 2025.
- ^ "PM Vishwakarma Scheme is built to strengthen the artisan ecosystem, says Satya Kumar Yadav". The Hindu. 20 September 2024. Retrieved 1 February 2025.
- ^ "PM Modi to launch PM Vishwakarma scheme on September 17, 2023". The Hindu. 17 September 2023. Retrieved 1 February 2025.
- ^ Keshri, Gyanendra (17 September 2023). "PM Modi launches Rs 13,000-crore 'PM Vishwakarma' scheme for traditional workers". Deccan Herald. Retrieved 10 February 2025.
- ^ "What is the Vishwakarma scheme, launched for those engaged in traditional crafts and skills". The Indian Express. 26 June 2024. Retrieved 10 February 2025.
- ^ "PM Modi ने श्रमिकों के लिए शुरू की 13,000 करोड़ रुपये की पीएम विश्वकर्मा योजना, 30 लाख परिवारों को मिलेगा लाभ". Jagran (in Hindi). 17 September 2023. Retrieved 4 February 2025.
- ^ "Vishwakarma scheme will aid 30 lakh artisan families: Centre". The Hindu. 16 August 2023. Retrieved 10 February 2025.
- ^ Porecha, Maitri (10 December 2023). "21.15 lakh applications received under PM Vishwakarma Scheme, says Skill Ministry". The Hindu. Retrieved 10 February 2025.
- ^ "11 lakh artisans upskilled under PM Vishwakarma scheme since 2023". Moneycontrol. 12 November 2024. Retrieved 10 February 2025.
- ^ "Nearly 26 million applicants for PM Vishwakarma scheme, shows data". Business Standard. 3 November 2024. Retrieved 10 February 2025.
- ^ Gupta, Adarsh Kumar (17 February 2024). "PM Vishwakarma Yojana: All you need to know about eligibility, benefits and more". Hindustan Times. Retrieved 10 February 2025.
- ^ "PM Vishwakarma scheme covering 18 traditional crafts to be launched on Sunday". The Hindu BusinessLine. 15 September 2023. Retrieved 10 February 2025.
- ^ Ray, Abeer (16 February 2024). "PM Vishwakarma Yojana: Features, eligibility criteria and more". mint. Retrieved 9 February 2025.
- ^ "Explained: Vishwakarma scheme, benefits, objectives and eligibility". Moneycontrol. 18 September 2023. Retrieved 9 February 2025.
- ^ "PM Modi launches Vishwakarma Scheme for traditional artisans and craftspersons, urges people to be 'vocal for local'". The Indian Express. 18 September 2023. Retrieved 10 February 2025.
- ^ "PM inaugurates Vishwakarma Scheme, says government is committed to the uplift of the marginalised". The Hindu. 17 September 2023. Retrieved 4 February 2025.
- ^ "Loan for business: How to apply for loan under PM Vishwakarma Yojana; check loan amount, eligibility, application process". Business Today. 5 November 2024. Retrieved 9 February 2025.
- ^ Henry, Nikhila (29 November 2024). "Decode Politics: Why DMK govt has labelled a Central scheme 'casteist', refused to implement it". The Indian Express. Retrieved 10 February 2025.
- ^ Nair, Shilpa (28 November 2024). "Tamil Nadu won't implement PM Vishwakarma scheme: MK Stalin tells Union Minister". India Today. Retrieved 10 February 2025.
- ^ Kumar, D. Suresh (28 November 2024). "Watch: Why Tamil Nadu won't implement the PM Vishwakarma Scheme". The Hindu. Retrieved 10 February 2025.